THE JOURNAL

Honest reads on mortgages, money, and real life

No fear-mongering. No jargon dumps. Just the kinds of conversations I would have with you over a cup of tea, written down so you can come back to them whenever you need.

How Much Equity Have You Really Built In Your Home? | Heart & Soul Mortgages

Most Ontario homeowners are sitting on more equity than they realize. Here's how to figure out your actual number, why it matters, and what to do once you know.

Homeownership

Heart & Soul Mortgages

With Tiphereth Straker, Licensed Mortgage Agent Level 2, serving Kitchener–Waterloo and clients across Ontario.

Your story matters. Your mortgage should honour it.

Contact

Email: [email protected]

Phone: (226) 270-7272

Location: Kitchener–Waterloo, Ontario

© 2026 BRX Heart & Soul Mortgages – All Rights Reserved. | Tiphereth Straker · Licensed Mortgage Agent Level 2 · Lic. M21004493 · BRX Mortgage · FSRA #13463 | Heart & Soul Mortgages is a trade name used by Tiphereth Straker, Licensed Mortgage Agent Level 2, operating under BRX Mortgage, FSRA #13463, a licensed mortgage brokerage in the Province of Ontario. This website is for informational purposes only and does not constitute a commitment to lend or extend credit. All applications are subject to lender approval and underwriting guidelines. | Privacy Policy